Sadly...
...I'm betting that there will be a good number of people who will… "Borrow the £350 necessary to buy a PS4 and you'll only have to stump up £108.31 in fees and interest if you pay it back within 29 days."
Amazon has dashed the festive dreams of kiddies across Britain after warning that anyone who plans to buy a new PS4 from the online souk will only receive it after Christmas. The edict also applies to anyone who has already ordered the £349 games console after the cut-off date of 14 November. For Amazon has warned that only …
I borrowed from a company like Wonga (I won’t say the name as I don’t want to be accused of being a ‘shrill’) once, back in my students days as I needed to get over to Ireland for a funeral and wouldn’t have been paid in time, I borrowed £200, after 5 days (the 4th day being the day I got paid) I paid them £215, to me £15 didn’t seem that much of a cost to have £200 in my account early and allow me to get the flight, in fact it was half the charge I would had received in overdraft fees from my bank, regardless of it being £2, £20 or £200.
As I said I only used them once, but these loans are supposed to be one off short term jobs, if you have to borrow £350 and can’t pay over the best part of a month, chances are you shouldn’t be getting the loan in the first place, let alone a new games console, but if it wasn’t for them I would have been stuck and rather than any mismanaging of my finances (as little as they were at the time) as I was easily able to pay for it, it was a question of timing.
Once again it comes down to having a level of responsibility; a £15 charge in my opinion is pretty good for the service, but there is no way I would use, or advise others to use a company like that for anything more than a couple of days.
The companies tell you how much they will charge, you agree when they will take the money out, they tell you what happens if you can’t pay, they even had contact information for free debt advice, if someone ignores all of that and still takes out a loan they know they cannot afford and have no intention of being able to pay it without another loan, then that is not the companies fault it is theirs.
Better to educate people in how to manage their money they ban services that others (like in my case) are able to use without any issues and for a valid reason
>I borrowed from a company like Wonga
It all comes down to the local laws. The governments in the UK probably aren't as bad about encouraging friends of the politicians to be allowed to get %4500 yearly interest off the poor like some of the pay day loan scams in parts of the US. Then again there are few developed countries in the world more openly hostile towards their poor than the US.
downvote. Not because you used the service wisely, but because the service isn't aimed at you. They want nothing more than for people to take their time to pay back. And whichever way you look at it, the charge is stupid and those offering it are nothing but sharks with a smiley face.
The silly part is that if those same people saved £10 each week that by the time they could afford the PS4 (or XBox One) there may actually be decent choice of games to play and a clear picture of whether the console was worth buying or not.
I never understood the mentality in buying a launch console and being the victim of a shitty selection of games, flakey firmware, hardware problems and lots of network outages.
"... giving away an Xbox One and Playstation 4 to one (un)lucky person who decides to "Like" its Facebook page."
I would say that a flood of fake pages will start up. However there are already a flood of fake pages up there to win an iPad or Playstation (or whatever floats your boat) by liking the page and giving them all your personal details.
> Don't you mean...
... the "The Heimlich Counter-Manoeuver", which, being tier 1 of Aperture Science's research and development program, consists in "A reliable technique for interrupting the life-saving Heimlich Manoeuver."
Anecdotally, that seems to be the attitude amongst my PS3 and XBOX 360 owning friends- wait until the new consoles get a bit cheaper, wait until the list of available games get bigger and reviews are published...
And besides, they're still working their way through GTA5 or BF4 on their existing kit.
Surely Sony can attach electrodes from the many faulty PS4s to the genitals of all those Chinese interns and get them working a bit faster?
Or maybe threaten to infect their PCs with roots kits and their Blueray players with Cinavia - and distribute their personal info across the internet...Oh, wait.
"Or maybe threaten to infect their PCs with roots kits and their Blueray players with Cinavia - and distribute their personal info across the internet...Oh, wait."
Cinavia is now an obligatory part of the blu ray spec. So the systems on a chip which goes into these boxes, TVs etc. will all implement it. Chances are that the XBox One implements it too.
Why the 'Black Friday' reference in the headline? The story is about Britain. We don't have Black Friday in Britain.
And even with the increasing number of companies trying to jump on the bandwagon - we'll know the end of the world is nigh when DFS and MFI join in - the story seems to be about getting stuff in time for Christmas. So, I'm doubly baffled.
And while we're at it: what the fuck is "pre-ordering" supposed to mean?
It's all this (Black Friday plus XBone vs PS4), plus Game of Thrones, bloody marvellous it is :o)
So yeah, it's just the Boxing Day sales, but earlier so the frenzy is higher being at the height of Xmas consumption inducement. Save more on pressies so you have more for the sales. It's like feeding rats to zombies a fence.
Yes, I watch too much TV.