The credit card company is correct in refusing to pay such a large sum as every alarm bell would be ringing, the individual, the normal range of his expenses plus a reasonable sum, the credit limit, the fat it is a sleaze-bag establishment making the claim. The credit card companies are all well aware that people who attend sleaze joints or even sleaze-palaces to perve on women or to promenade themselves as 'good business connections'will be unethical and unreliable. On the occasions I have been invited to topless restaurants or lap-dancing haunts for business conversation I have declined, I regard it as a little insulting but more than that, that the type who uses such low life joints isn't the type I can respect or rely upon.
Sleaze-bag?...well that's my most polite term and to save time, I am convinced that pole dancers, strippers and prostitutes add nothing to life on earth, rather the contrary. I don't believe they prevent 'sex crimes', in fact the contrary. The people who live off them are as close to the term 'human trash' as one can go with commerce. The people who get off on them or use them have "serious issues" in self perception and depression. I don't subscribe to the 'penthouse' model
of liberation psychology. I do however have an awareness of what's what.
The management of the sleaze-joint place is either deliberately or negligently deficient and that goes to the obligations of a client to pay in some circumstances. These sleaze-joints run on criminal behaviour, that's their underlying ethic...."low-life, dumb-as people who come to places like ours deserve to be screwed-over."
When you are served watered-down drinks at $20/30/40 out of various bottles refilled with cheap liquor as is commonplace in dark dirty establishments, even there an invoice should come with the drinks. Common sense dictates that if someone has run up $500 in drinks and has no previous, paid dealings with you that you draw them aside for an awareness chat and get paid at fixed points, like every $200 or less...or paid in advance. You do proper risk management.
Management should be doing due-diligence on every customer indluding new ones. That's what should be done in sleazebag joints even when the users are sleazebags...you can't reasonably say "they deserve to be screwed -over"...not reasonably. It's not really the sort of admission that enhances your chances in court, because it gives the impression you are a twister.
In American 'wonderland' where waitresses are paid $2.50 and hour and forced to live on a pinched backside and tips $17, 000 is a lot of money. On drinks alone that could be 850 glasses of sleaze-water. 5 girls for the night who get at best $100 for any night of 'entretainment' stripping are unlikely to cost more than $1000 each for a few hours of 'bliss'...so where did all the money go. ?...Cocaine? ...Ice?..Was he doing some deal as a distributor? Did he front with $33,000 on $17,000 down? Seems unlikely though possible....why was he there?...Was he being a smarty 'up to something' with the sleazery??...so many questions and to quote that famed if not notorious anti-sleaze campaigner, Hamlet "that is the question".
Is it more likely that the sleaze-register just happened to see an extra zero tacked onto the entry into the card machine?....or that someone in the place continued to use his account through a 'pin stealer' ?
I have had short sharp replies to people who in my life have said 'would you like me to put the pin number in for you"...but today that's no longer needed to get a pin illegally.
Is it more likely that this sleaze - dump for perverts also has a gambling aspect where having racked up, somehow substantial credit adnd turned it into debt, that the card owner has returned to the dump
to try to recover and gone even further into 'debt' Perhaps the Tax office should be having a very good look at this sleazery.
In the meanwhile in my view the credit card company...and I despise them as being a sort of candy-man for spend-addicts....has been entirely correct. The onus has to be put on the sleazery to show
how such a sum was spent. Was it spent or was the account concocted. Was the card owner also the card holder when such sums were 'incurred". If the sums are questionable, and overseas I have had mine questioned even when my card is in credit plus, owing to deviancy from your normal patterns or expenditure then it is due diligence. At a $17,000 or a $33,000 expectation,even if not exceeding the credit limit, the card company would be extremely remiss if it didn't look for some clarification of how when where why and whther this sum was something they should pay. Whatever the situation, anyone one lawfully involved in this debt and acting honestly and with good faith, deserves to be paid.
That the entertainments (yes that includes all of you who attend these places) for low life is provided by other lower life, doesn't mean they have no legal rights or protection. Frank Nitti and Mayer Lansky had every right to be paid for lawfully incurred debt however bike-chains, iron bars, baseball bats, .38, 9mm or the silenced .22 are not reasonable conclusions to unpaid debt. If this debt is legitimate then "how" and if unpaid some of the reaonable solutions are a settlement, bankruptcy or 'as the court so orders'