Re: "We're all doomed!" but...........
"Scientists tell us that it will disrupt stuff, yet aircraft are not cancelled, electrical systems are not wrapped in lead to protect them. In fact we just carry on as normal."
Aircraft are re-routed in northern latitudes in response to solar activity:
http://www.dailymail.co.uk/sciencetech/article-2091586/Solar-radiation-storm-Flights-diverted-Earths-atmosphere-pummeled.html
(I picked the Daily Fail as the example as I your post suggests that you are a good fit for its readership demographic).
Satellites can be seriously affected by solar flares, and operators do put them in to different operating modes when there is a significant risk of damage. List of effects of the 2003 flare here:
http://sat-nd.com/failures/index.html?http://sat-nd.com/failures/timeline.html
Electrical grids are also affected by geomagnetic storms induced by solar flares. Again grid operators do take precautions to minimise disruption and damage, though most of the large grids were designed long before the risks were known about, and it would take massive investment to re-engineer them to be completely resilient:
http://en.wikipedia.org/wiki/March_1989_geomagnetic_storm
Are you auditioning for the part of the granny in that atrocious BT ad from many years ago? You know, the one where she has a bad phone line, it cuts to an army of engineers laying new cables and generally upgrading stuff, then next day she says "It just got better overnight all by itself".*
* Bad example I know, since many of us are still using the wet string installed decades ago.