I won't be oc'ing any systems with win8
In fact only done a few with winxp.
I wouldn't oc a Dell or somesuch. They are pretty locked in the bios as you know. If you can reach it, then by all means give it a 'tug'. As for a machine you build yerself....
It took me a few weeks of reading up, loads of info on the net. Another couple of weeks to test and make sure everything is ok. Fairly easy to do if you have a bit of an ocd/autistic spectrum mindset. Most people would be better off paying someone else to do it for them (defeats the purpose), or buying a higher spec'd machine (defeats the purpose) or just leaving well alone.
I have a very stable 30 percent increase on my main workstation. No BSODs at all. It has been tested to buggery with Linx, S&M, Prime95, Memtest, Super Pi, Orthos and my all time fave - OCCT.
I'm of the school that says a 12 hour test is all you need and 24 hours is just too much. I may be wrong, but this is why I like tools like OCCT, I have passed over 12 hours of linpack and Prime95, only for errors to be picked up in 2-3 hours of this fine tool. OCCT has a new version out, btw, you should check it out.
I could have run my chip much more towards the edge, but the temp/power draw were not worth it. This is about as free a lunch as one can get in this life, so I accepted it happily after only paying about a month of my time to achieve it. I suppose if I had gone out to work for that time and be paid a decent wage, I could have bought two machines. But it wouldn't have been half as much fun.
My system trundles along nicely at stock temps, is humanly noticeably faster (10 percent is not noticeable by humans so is pointless, 20 percent is a grey area, 30 percent should be noticed by most), it doesn't crash, and apart from the few extra quid for the new fans and air-cooler, hasn't really cost me that much more than the price of the machine (the extra leccy being almost negligible). And the couple of other systems I did for other people, I have had no comebacks, but they are friends and knew the risk when I built them.
No, I wouldn't overclock a stock Dell, but there is no way in hell I wouldn't overclock a machine I built myself.
Just a nudge ;-)