Ah the great moneysupermarket.com site
This is the great moneysupermarket.com site where my wife searched for a loan, and thought she was applying to Lloyds at a decent interest rate.
The next day the phone rang, Indian call center.
Hello, we're phoning you to discuss your loan application" It was only after about 5 minutes of talking that my wife realised she wasn't speaking with Lloyds at all but another company called UCC (Unsecured Credit Company). She told them she wasn't interested.
During the next 48hrs we received about 20 calls both to her mobile and to our house, people who in a lot of cases were simply rude. My daughter answered the phone while we were out.
Them: "Hello, can I speak to Mrs Joseph please?"
My 15yr old "Sorry she's not here at the moment"
Them: Put phone down without saying thanks/bye or anything.
Over the course of the next few days the calls still kept coming. Every time I answered I said I wasn't interested and asked them to stop calling. We went to moneysupermarket on the 23rd April. The calls keep coming. Friday 11th May there was an answer phone message left from `Welcome Finance`, the following monday I received yet another call from UCC overseas call centre asking to speak to my wife. Again I said we weren't interested and to stop calling us. 10 mins later I received another call from them, it went something like this.
Them "Can I speak to Mrs Joseph please"
Me" are you a financial company trying to get her to take out a loan"
Them "This is the Unsecured Credit Company, we have a special offer for Mrs Joseph"
Me, staying polite "I'm sorry but I've asked you to stop calling us, my wife isn't interested in a loan"
Them "This isn't a loan, it's a special offer from the Unsecured Credit Company"
Me "Sorry she's not interested, can you please stop calling us"
Them" We have a special offer from the Unsecured credit Company for Mrs Joseph"
Me "I've told you, she isn't interested in a loan"
Them ""This isn't a loan, it's a special offer from the Unsecured Credit Company"
Me "I'm going to stop talking now, could you please stop calling us"
Them "We will sort that out for you sir"
When my wife got home, she had one missed call on her mobile from, you've guessed it, UCC.
I sent moneysupermarket a complaint and they assured me it must have been Lloyds passing on the info. But we never got a refusal letter of any kind from Lloyds, and when I posted this in another forum, responses along the lines of
"i use them all the time for insurance and after the first time i learnt to put in a dummy number eg 077777777777 due to the calls i got it was horrendous"
confirmed my suspicions and I would never ever trust ANYTHING that company says.