Whether you want to recognize it or not, centralization today is a problem, both in the Internet...
For example: https://www.datacenterdynamics.com/en/news/aws-us-east-1-outage-brings-down-services-around-the-world/
And that happens now every other Wednesday
And on the monetary system...
The current international monetary system sits on a Single Point of Failure, the Fed. As people versed in technology, you should understand a SPOF is quite a bad thing, and that the monetary system is quite a critical one, so you should know the grave danger we are all in.
All crises are now centralized, worldwide and systemic, and they happen more often each time, and with worse starting positions. For instance, gov debts in 2008 were relatively low, specially compared to today, many over 100% of GDP. And that avoids certain maneuvers. Fiat money printing cannot be infinite or forever.
So maybe there is a lot of crap and hype in Web3, not unlike what was happening during the dotcom bubble, BTW. Maybe no meaningful decentralization will be achieved, and most of the projects and cryptos will be temporary fads or scams.
But we should hope that there are still some successes behind all that noise, as there also were after the dotcom bubble (Amazon, Google, etc).
We need a way to reverse or somewhat compensate excess in centralization in the Internet and in our money. For instance, have you heard of CBDCs? maybe you think that is a good idea...
Today the stakes are much, much higher and in early 2000s. This is not just about a bit of better or worse technology going forward, it is about avoiding a global collapse.